Credit Cards » Compare Credit Cards » Capital One Venture X vs. Chase Sapphire Preferred: 2024 Comparison
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Capital One Venture X vs. Chase Sapphire Preferred: 2024 Comparison

The Venture X card offers better travel perks than the Sapphire Preferred, such as annual credit and lounge access. But is it worth the fee?
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: January 1, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: January 1, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

In the world of travel rewards credit cards, two heavyweights stand out: the Capital One Venture X and the Chase Sapphire Preferred. These two cards have captured the attention of avid travelers and reward-seekers alike, offering a plethora of benefits, points, and perks that can make your globetrotting dreams a reality.

In this comprehensive comparison, we'll dive deep into the key features, advantages, and drawbacks of each card, helping you decide which one best aligns with your travel and financial goals.

General Comparison: Chase Preferred vs. Venture X

Venture X Rewards

chase_sapphire_preffered

Capital One Venture X
Chase Sapphire Preferred® Card
Annual Fee
$395
$95
Rewards
10 miles per dollar on hotels and rental cars when booking via Capital One Travel, 5 miles per dollar on flights and 2 miles per dollar on all eligible purchases
5x total points on travel purchased through Chase Ultimate Rewards, 3x points on dining and online grocery purchases and 2x on other travel purchases. Plus, earn 1 point per dollar spent on all other purchases
Welcome bonus
75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
0% Intro APR
N/A
N/A
Foreign Transaction Fee
$0
$0
Purchase APR
19.99% – 29.99% (Variable)
21.24%–28.24% variable APR
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Read Review
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
80,000 points 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
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Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
80,000 points 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
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amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Point Rewards Clash: A Simple Card Comparison

Despite the difference in annual fees, the cards are quite similar when it comes to point rewards earnings.

The significant advantage of the Chase Sapphire Preferred® Card is the high ratio of U.S. Supermarkets, while the Venture X card offers a higher rewards ratio on hotels and car rentals.

Venture X Rewards

chase_sapphire_preffered

Spend Per Category
Capital One Venture X
Chase Sapphire Preferred® Card
$15,000 – U.S Supermarkets
30,000 miles
45,000 points
$5,000 – Restaurants
10,000 miles
10,000 points
$5,000 – Airline
25,000 miles
25,000 points
$5,000 – Hotels
50,000 miles
25,000 points
$4,000 – Gas
8,000 miles
4,000 points
Total Miles/Points
123,000 miles
114,000 points
Estimated Redemption Value
1 mile ~ 1 cent
1 point ~ 1 – 1.5 cent
Estimated Annual Value
$1,230
$1,140 – $1,710

Capital One Venture X provides diverse redemption options.  For travel, you can book through Capital One Travel at a base rate of 1 cent per mile or erase recent travel expenses on your card at the same rate, effectively converting miles to cash back for specific travel costs. Additionally, you can transfer miles to travel partners at a 1:1 ratio, offering booking flexibility.

Non-travel options include redeeming miles for gift cards (0.8 cents per mile), experiences with various providers, PayPal purchases (0.8 cents per mile), and donating to charities. The flexibility of these options lets you optimize the value of your Venture X miles based on your needs.

Venture X Reward Home Page
Venture X overview on app (Screenshot taken by our team from Capital One app)

The Chase Sapphire Preferred® Card provides a range of flexible redemption options for travelers and beyond. Utilize the Ultimate Rewards® portal for optimal value, securing 1.25 cents per point when booking flights, hotels, and car rentals.

There are travel experiences by transferring points at a 1:1 ratio to 14 partner programs like United, Air France, Hyatt, and Marriott. Pay with points directly on Amazon.com or through PayPal, converting points to cash.

Non-travel options include statement credits at 1 cent per point, gift card redemptions, unique experiences through Chase Ultimate Rewards, and charitable donations.

Chase Transfer points to travel Partners2
Chase Transfer points to travel Partners (Screenshot from Chase app)

Additional Benefits: Chase Preferred vs. Venture X

There are some additional types of perks that you will see with both of these cards.

Capital One Venture X

Venture X Rewards

  • $100 Premier Collection: With the Capital One Venture X card, you can enjoy a $100 experience credit, daily breakfast for two, and premium benefits, along with earning 10X miles on hotel stays booked through Capital One Travel.
  • Complimentary PRIOR Subscription: Cardholders receive a complimentary PRIOR Subscription worth $149, offering access to extraordinary travel experiences and destination guides.
  • $300 Annual Travel Credit: Get a $300 annual credit for bookings through Capital One Travel, offering competitive prices on a wide range of travel options.
  • Partner Lounge Network: Enjoy unlimited access for yourself and two guests to over 1,300 lounges worldwide from Priority Pass™ and Plaza Premium Group.
Priority pass lounge England
Priority pass lounge (Photo by EQRoy/Shutterstock)
  • Capital One Dining and Entertainment: Enjoy exclusive reservations at award-winning restaurants and access to culinary experiences, as well as exclusive pre-sales, tickets, and more for music, sports, and dining events.
  • Capital One Lounges: Cardholders can escape airport crowds by accessing all-inclusive Lounges with unlimited complimentary access for themselves and two guests per visit.
  • Hertz Gold Plus Rewards President's Circle® status: Venture X cardholders are eligible for complimentary Hertz President’s Circle status, allowing them to skip the rental counter, choose from a wide selection of cars, and receive guaranteed upgrades.
  • 10,000 Miles Anniversary Bonus: Cardholders receive 10,000 bonus miles (equal to $100 towards travel) every year, starting on their first anniversary.
  • Global Entry or TSA PreCheck® Credit: Receive up to a $100 credit for Global Entry or TSA PreCheck®.
  • Lifestyle Collection: Unlock premium benefits with every hotel stay, including a $50 experience credit, room upgrades when available, and earning 10X miles on hotel stays booked through Capital One Travel.
  • Miles Redemption: Use your Venture X miles to cover various travel expenses, such as flights, hotels, rental cars, and transfer miles to a choice of 15+ travel loyalty programs.
Capital One venture x Transfer to Partners - British Airways, Emirates, Choice Privilege
Capital One transfer miles to partners (Screenshot from Capital One app)
  • Referrals Bonus: Refer friends and family to apply for a Venture X card and earn up to 100,000 bonus miles when they're approved.
  • Free Additional Cardholders: Add cardholders to your account for free, allowing them to enjoy benefits while you earn rewards on their spending.
  • Visa Infinite concierge: A Visa Infinite concierge will help make the reservation and more, like line up live stage shows, music or sporting event tickets.
Chase Sapphire Preferred® Card

chase_sapphire_preffered

  • $50 Anniversary Statement Credit: Every year on your card anniversary, you have the opportunity to earn up to $50 in statement credits for hotel stays made through the Chase Ultimate Rewards portal.
  • %25 Travel Bonus: When you redeem your reward points for travel through the Chase Ultimate Rewards portal, you'll receive a 25% bonus, enhancing the value of your points.
Chase Sapphire Preferred options on Chase Ultimate Rewards options
Redeem Chase Sapphire Preferred points on Chase Ultimate Reward (Screenshot taken by our team from Chase app)
  • %10 Anniversary Bonus: Chase offers a 10% bonus on your total purchases from the previous year as an anniversary gift. For example, if you earned 20,000 points in the first year, you'll receive a 2,000-point bonus in the second year.
  • DoorDash Perks: Upon registration, you'll receive a one-year DoorDash subscription, DashPass, which offers reduced service fees and $0 delivery fees for orders over $12.
  • Lyft Rides: During the promotional period, you'll earn extra points on Lyft rides, currently available until March 2025.
  • Instacart+ Subscription: Linking your card to Instacart grants you a six-month Instacart+ subscription for free. As a member, you can earn up to $15 in statement credits per quarter until July 2024.
  •  

Insurance Benefits

Both cards offer a variety of insurance benefits. Most of them are quite similar. While there is a difference in the annual fee between the cards, their insurance and protections doesn't reflect this as the Chase Preferred card is very broad. Here's what you can get with both cards:

  • Trip Cancellation/Interruption Insurance: Provides reimbursement if your trip is canceled or cut short due to covered reasons such as sickness or severe weather.

  • Auto Rental Collision Damage Waiver: Offers primary coverage for theft and collision damage for most rental cars in the U.S. and abroad when you decline the rental company's insurance, with reimbursement up to the actual cash value of the vehicle.

  • Purchase Protection : Offers coverage for new purchases against damage or theft.

  • Extended Warranty Protection: Extends the U.S. manufacturer's warranty by an additional year for eligible warranties of three years or less.

Chase Sapphire Preferred Credit Card on tropical beach
(Photo by Africa Studio/Shutterstock)

These protections are provided only by Venture X:

  • Cell Phone Protection: Pay your cell phone bill with your card to get reimbursed up to $800 if your phone is stolen or damaged (certain terms and conditions apply).

These protections are provided only by Chase Preferred:

  • Baggage Delay Insurance: Reimburses essential purchases like toiletries and clothing for baggage delays over 6 hours by a passenger carrier, up to $100 a day for a maximum of 5 days.

  • Trip Delay Reimbursement: Covers unreimbursed expenses, such as meals and lodging, up to $500 per ticket, if your common carrier travel is delayed more than 12 hours or requires an overnight stay.

  • Travel and Emergency Assistance Services: Provides access to legal and medical referrals and other emergency assistance services when encountering problems away from home, though you are responsible for the costs of goods or services obtained.

Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
70,000 miles 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

When You Might Prefer The Chase Sapphire Preferred?

You might prefer the Chase Sapphire Preferred® Card over the Venture X Card in the following scenarios:

  • You Want A Good Travel Card With a Lower Annual Fee: If you're looking for a solid travel rewards card with a lower annual fee, the Chase Sapphire Preferred card offers excellent value with its travel benefits, generous points earning, and a lower annual fee compared to the Capital One Venture X card.

  • You Want Better Insurance And Protections: The Chase Sapphire Preferred card provides a range of comprehensive insurance and protection benefits, including trip cancellation/interruption insurance, auto rental collision damage waiver, and more, making it a preferable choice for those who prioritize strong coverage options.

Chase Travel Portal redeem points for flight
Chase Travel Portal: redeem points for flight(Screenshot from Chase app)

When You Might Want the Capital One Venture X?

Here are some situations where the Capital One Venture X card may be a more suitable choice:

  • You Want Lounge Access: If you value lounge access at airports and want to enjoy this perk, the Capital One Venture X card offers Priority Pass and other partner kounges, providing you with access to airport lounges worldwide, whereas the Chase Sapphire Preferred card does not provide complimentary lounge access.
  • You Want A Generous Statement Credit And Bonuses: If you seek significant statement credits and bonuses, the Capital One Venture X card may be more appealing as it provides substantial travel statement credits, enhancing the card's overall value.
  • You Need The Visa Infinite concierge: If you require concierge services and prefer the benefits associated with Visa Infinite, the Capital One Venture X card provides access to Visa Infinite concierge services, which can assist with a variety of travel and lifestyle requests, whereas the Chase Sapphire Preferred card does not offer this feature.
Book a gift card with Venture X miles
Book a gift card with Venture X miles (Screenshot taken by our team from Capital One app)

Compare The Alternatives

Both cards are definitely considered as one of the best in the niche. However, there are always  recommended alternatives to check out before applying:

amex brilliant

Delta SkyMiles® Reserve American Express Card

Marriott Bonvoy Brilliant® American Express® Card
Chase Sapphire Reserve®
Delta SkyMiles® Reserve American Express
Annual Fee
$550
Rewards
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
1X – 10X 5X total points on air travel and 10X total points on hotels, car rentals when you purchase through Chase Ultimate Rewards®, immediately after earning your $300 annual travel credit. Also, earn 3x points on dining at restaurants and travel (after meeting the $300 travel credit), then 1x points per dollar spent on all other purchases
1X – 3X 3X miles per dollar on eligible Delta flights and Delta Vacations® with 1X miles on all other purchases
Welcome bonus
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
100,000 miles 100,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months
Foreign Transaction Fee
$0
$0
$0
Purchase APR
20.99% – 29.99% Variable
22.24%–29.24% variable APR
20.99%-29.99% Variable

Compare Capital One Venture X Card

The Venture X card outshines the Venture card with superior rewards and premium travel perks. Is It worth the annual fee difference?

Capital One Venture vs. Venture X: How They Compare?

The Amex Platinum wins when it comes to redemption options and protections, but the Venture X is cheaper and offers great travel benefits.

Amex Platinum Card vs. Capital One Venture X: Which Card Is Best?

While Chase Sapphire Reserve offers better protections and redemption options, Venture X is cheaper and offers premium travel benefits.

Chase Sapphire Reserve vs. Capital One Venture X: Which Card Is Best?

The Venture X offers better travel rewards than the Amex Gold but is less appealing if you're looking for everyday spending rewards.

Amex Gold Card vs. Capital One Venture X : How They Compare?

While having the similar annual fees, the Capital One Venture X offers more cashback for the same spend and better travel perks

U.S. Bank Altitude Reserve Visa Infinite vs. Capital One Venture X: How They Compare?

Compare Chase Sapphire Preferred

When it comes to the annual fee, there is a clear winner. But is it worth the exclusive travel rewards you'll get? Here's our analysis.

Chase Sapphire Preferred vs Reserve: Which is Better?

When it comes to travel benefits, there is a clear winner. But what about if you're looking for rewards on everyday spending?

Amex Blue Cash Preferred vs Chase Sapphire Preferred: Which Card Is Best?

While the Chase Sapphire Preferred Card has more benefits, the Capital One Venture card offers unique features. Which travel card is better?

Capital One Venture vs Chase Sapphire Preferred: Which Card Is Best?

While the Amex gold card is best for everyday spending, the Chase sapphire preferred may be better as a travel card. Here's our comparison:

American Express Gold Card Vs. Chase Sapphire Preferred: Which Is Best?

The Chase Sapphire Preferred offers better travel perks and protections, but unlike the Autograph card – you'll need to pay an annual fee.

Wells Fargo Autograph Vs. Chase Sapphire Preferred: Which Card Is Best?

The Chase Sapphire Preferred offers costs more and offer more benefits than the Freedom Unlimited. Is it worth the annual fee?

Chase Freedom Unlimited Vs. Sapphire Preferred: Compare Side By Side

The Chase Sapphire Preferred is more versatile and offers better travel rewards than the Explorer card. But what if you're loyal to United?

United Explorer Card vs Chase Sapphire Preferred: Side By Side Comparison

The Marriott Boundless offers great perks for Marriot lovers, while the Preferred card wins when it comes to general travel-related rewards.

Marriott Bonvoy Boundless vs. Chase Sapphire Preferred: Comparison

The Capital One Savor is better for everyday spending, but the Chase Preferred card is the winner when it comes to travel and protections.

Capital One Savor vs. Chase Sapphire Preferred: Comparison

Chase Preferred card is the clear winner as it offers better travel rewards than the BofA Premium Rewards and variety of travel protections

Bank of America Premium Rewards vs. Chase Sapphire Preferred: Which Card Wins

While the Chase Sapphire Preferred is our winner due to its various perks, the Aeroplan card offers high cashback value and airline perks.

Chase Sapphire Preferred vs. Air Canada Aeroplan Card: How They Compare?

The Chase Sapphire Preferred is our winner due to its higher annual cashback value and various redemption options compared to Alaska card

Chase Sapphire Preferred vs. Alaska Airlines Visa Signature Card: How They Compare?

While we really like both cards, the Chase Sapphire Preferred is our winner due to its diverse redemption options and high rewards rate.

Chase Sapphire Preferred vs. JetBlue Plus Card: Side By Side Comparison

Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
70,000 miles 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.