20.74% - 29.74% Variable
Balance Transfer Fee
Good - Excellent
The Delta SkyMiles® Platinum American Express card is a mid-premium airline travel rewards credit card that is designed for frequent flyers of Delta Airlines.
The Delta SkyMiles® Platinum American Express card offers a generous rewards program that allows you to earn SkyMiles for every dollar spent on purchases. You can earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases.
The card also offers a variety of travel-related benefits, such as a free checked bag on Delta flights, priority boarding, and access to the Delta Sky Club lounges. You can also get a statement credit for Global Entry or TSA PreCheck.
One potential drawback of the Delta Platinum card is the annual fee, which is $250. Also, the miles rewards ratio is lower compared to other airline cards.
- Annual Companion Certificate
- Decent Rewards Program
- Free Checked Bags
- Delta Sky Club Access
- Global Entry or TSA Precheck
- Medallion Qualification Miles (MQMs)
- No Foreign Transaction Fee
- High Annual Fee
- Co-branded Card
- Companion Certificate Restrictions
In this Review
Estimating Your Rewards: A Practical Simulation
The rewards simulation table below shows the potential benefits of using the Delta SkyMiles Platinum Amex card. It provides an overview of your estimated rewards based on general usage and spending across various categories.
While this simulation can help you better understand the potential benefits of this card, it's important to remember that the figures shown are only estimates and actual rewards may vary depending on your individual spending habits and other factors.
Spend Per Category
Delta SkyMiles Platinum American Express Card
$10,000 – U.S Supermarkets
$3,000 – Restaurants
$5,000 – Airline
$3,000 – Hotels
$4,000 – Gas
Estimated Total Annual Miles
Pros and Cons
Just like any other credit card, the Delta SkyMiles Platinum has some advantages and disadvantages:
High Annual Fee
Annual Companion Certificate
Decent Rewards Program
Companion Certificate Restrictions
Free Checked Bags
Delta Sky Club Access
Global Entry or TSA Precheck
Medallion Qualification Miles (MQMs)
Cardholders receive an annual companion certificate, which can be used for a round-trip domestic flight.
Similar to most Delta cards, new cardholders can earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months.
The card offers 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases.
Cardholders and up to 8 companions on the same reservation receive the first checked bag for free on Delta flights.
Cardholders can purchase Delta Sky Club access for a reduced fee of $50 per person.
You can receive a statement credit of either $100 for Global Entry or up to $85 for TSA PreCheck® through any Authorized Enrollment Provider for a 5-year plan.
Editorial Note: Terms apply to American Express benefits and offers. Enrollments may be required for select benefits. Visit americanexpress.com to learn more
Cardholders can earn MQMs, which count towards elite status on Delta, based on their spending with the card.
You can earn up to 10,000 Medallion Qualification Miles (MQMs) after spending $25,000 in purchases on your Card, up to two times, within a calendar year.
Like most premium airline cards, there is no foreign transaction fee with the Delta Platinum card.
The card has an annual fee of $250.
As a co-branded credit card, the Delta SkyMiles Platinum American Express Card is only useful for those who fly Delta frequently and can take advantage of the Delta-specific benefits.
If you don't fly Delta often, this card may not be as valuable to you.
The companion certificate has restrictions, such as limited availability and blackout dates, which may make it difficult to use for some cardholders.
How To Redeem My Miles?
Delta SkyMiles® Platinum American Express card points can be redeemed in a variety of ways, including for flights, upgrades, hotel stays, car rentals, merchandise, and more. Here's an overview of the different redemption options and how they compare to other travel rewards programs:
Flights: You can redeem your points for Delta Air Lines flights, with redemption options starting at 10,000 points for one-way flights within the United States. Delta Air Lines uses a dynamic pricing model, so the number of points required for a flight can vary depending on the time of year, demand, and other factors. In general, the value of Delta SkyMiles for flights is competitive with other airlines' frequent flyer programs.
- Transfer to Airline Partners: If you're a Delta customer, you have access to a wide range of partner airlines through the SkyTeam alliance. With over 20 partners, including Air Europa, Aeromexico, Air France, Hawaiian Airlines, KLM, Virgin Atlantic, and Westjet, you can easily access a range of destinations and travel more easily.
- Upgrades: In addition to flights, you can also use your SkyMiles to upgrade your experience when you're traveling. When you book an eligible Delta flight within the US through Delta Reservations or Delta.com, you can use your miles to pay for an upgrade. If you've already booked your flight, you can still upgrade using miles on Delta.com or the Fly Delta app for almost all Delta-operated flights.
- Gift cards: Another way to redeem your SkyMiles is by purchasing gift cards. Delta offers a range of gift card options that can be redeemed for flights, vacation packages, and other travel-related expenses. While redemption values typically range from 0.8 to 0.9 cents per mile, the gift cards do not expire and can be used by the recipient or gifted to someone else.
- Hotels/Car Rentals: If you prefer not to use your Delta SkyMiles for flights, you can still get great value by using them for other travel-related costs. One option is to redeem your miles through the Delta Vacations platform, which allows you to easily search for and book flight and hotel, flight and car, and hotel and car packages.
When You May Want To Consider It?
The Delta SkyMiles® Platinum American Express card is a great choice for frequent travelers who fly with Delta Airlines. Here are some situations when you may want to consider this card:
You're a frequent Delta traveler: If you fly with Delta Airlines regularly, the Delta SkyMiles® Platinum American Express card can help you earn rewards for your spending and enjoy a variety of travel-related benefits such as a free checked bag on Delta flights, priority boarding, and access to the Delta Sky Club lounges.
You want to earn bonus rewards on everyday and dining purchases: besides miles on Delta purchases, you can also earn miles at restaurants and U.S. supermarkets, and 1X mile on all other eligible purchases. This can be a great way to maximize your rewards for your spending.
You can't apply for premium credit cards: If you have a former relationship with Amex but you're not eligible for the most premium travel cards, you may still be able to get approved for the Delta Platinum card.
You don't mind paying an annual fee: The Delta SkyMiles® Platinum American Express card has a $250 annual fee, so it's best for those who are comfortable paying an annual fee in exchange for the card's rewards and benefits.
Overall, the Delta SkyMiles® Platinum American Express card is a great choice for frequent Delta travelers who want to earn rewards for their spending and enjoy a variety of travel-related benefits.
1X – 2X 2X miles on delta purchases, at restaurants worldwide (including take-out and delivery in the U.S) and at U.S. supermarkets, and 1x miles on all other eligible purchases
40,000 Miles 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months
1X – 2X 2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases
10,000 miles 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months
1X – 3X 3X miles per dollar on eligible Delta flights and Delta Vacations® with 1X miles on all other purchases
50,000 miles + 10,000 MQMs 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 6 months
Delta SkyMiles Platinum American Express Card
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
50,000 miles 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months
How To Apply For The Delta SkyMiles Platinum Card?
Here are the steps to apply for the Delta SkyMiles® Platinum American Express card:
Visit the American Express website: Go to the American Express website and navigate to the Delta SkyMiles® Platinum American Express card page.
Click “Apply now”: Click the “Apply now” button to begin the application process.
Fill out the application: Fill out the application with your personal and financial information, employment status, and income.
Submit the application: Submit the application and wait for a decision from American Express. If approved, you will receive your new card in the mail in 7-10 business days.
It's important to note that you'll need to have a good credit score to be approved for the Delta SkyMiles® Platinum American Express card.