Credit Cards » Compare Credit Cards » Marriott Bonvoy Brilliant vs. Chase Sapphire Reserve: How They Compare?
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Marriott Bonvoy Brilliant vs. Chase Sapphire Reserve: How They Compare?

While the Brilliant card focuses on benefits tailored to Marriott enthusiasts, the Chase Reserve focuses on general, luxury travel perks
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: June 3, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: June 3, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Both the Marriott Bonvoy Brilliant® American Express® Card and the Chase Sapphire Reserve are premium travel rewards credit cards that offer a variety of benefits, including generous rewards programs, travel protections, and luxury perks.

In this comparison, we will delve deeper into the specific features, benefits and drawbacks of both cards.

General Comparison: Marriott Brilliant vs. Chase Reserve

Both of these cards offer a range of supplementary perks. The Chase Sapphire Reserve card provides diverse credit statements and point rewards ratios, catering to a wide array of customer preferences.

Conversely, the Marriott Bonvoy Brilliant card focuses on delivering benefits tailored to Marriott enthusiasts. This includes complimentary night awards, hotel-related advantages, and the coveted Platinum elite status within the Marriott Bonvoy loyalty program.

Here's a side by side comparison of the cards main features:

amex brilliant

Chase Sapphire Reserve
Marriott Bonvoy Brilliant
Annual Fee
$550
Rewards

5X total points on air travel and 10X total points on hotels, car rentals and dining when you purchase through Chase Ultimate Rewards®, immediately after earning your $300 annual travel credit. Also, earn 3x points on dining at restaurants and travel (after meeting the $300 travel credit), then 1x points per dollar spent on all other purchases.

6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome bonus
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership
0% Intro APR
N/A
N/A
Foreign Transaction Fee
$0
Purchase APR
22.49%–29.49% variable
20.99% – 29.99% Variable
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Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
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amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Compare Rewards: Which Card Gives More?

When it comes to point rewards comparison, both cards earn more or less the same amount of points for the average consumer. However, Chase points are worth more than Marriot points, so the estimated annual value is higher.

amex brilliant

Spend Per Category
Chase Sapphire Reserve
Marriott Bonvoy Brilliant
$10,000 – U.S Supermarkets
10,000 points
20,000 points
$5,000 – Restaurants
15,000 points
15,000 points
$6,000 – Hotels
60,000 points
36,000 points
$8,000 – Airline
40,000 points
24,000 points
$4,000 – Gas
4,000 points
8,000 points
Total Points
129,000 points
103,000 points
Estimated Redemption Value
1 point ~ 1 – 1.5 cent
1 point ~ 0.8 cent
Estimated Annual Value
$1,290 – $1,935
$824

With the Marriott Brilliant card, you earn and redeem points for free nights at Marriott hotels, travel experiences, and exclusive events. Also, you can transfer points to airline or use it to pay for car rentals, merchandise or book an experience with Marriot Moments.

Book hotel with Marriot Brilliant card points
Book hotel with Marriot Brilliant card points (screenshot taken by our team from Marriot website)

On the other hand, the Chase Sapphire Reserve card offers flexible redemption options. Earn points on purchases for high-value rewards like travel, dining, and experiences through the Chase Ultimate Rewards program.

Travel Benefits: Marriott Brilliant vs. Chase Reserve

As luxury travel credit cards, both the Marriott Bonvoy Brilliant Card and the Chase Sapphire Reserve offer a variety of travel perks. 

Chase Sapphire Reserve

  • $300 Annual Travel Credit: Receive up to $300 in statement credit each year for various travel purchases.
  • 50% More Value for Travel Redemption: Redeem points for travel and get 50% more value, e.g., 60,000 points are worth $900.
  • Priority Pass Select Membership: Access 1,300+ VIP airport lounges worldwide.
Priority pass lounge
Priority pass lounge (Photo by EQRoy/Shutterstock)
  • Global Entry/TSA PreCheck/NEXUS Fee Credit: Receive up to $100 in statement credit every four years for application fees.
  • 24/7 Customer Service: Access dedicated customer service specialists around the clock.
  • Lyft Pink Membership: Get 2 complimentary years of Lyft Pink All Access, including discounts and rewards.
  • DoorDash DashPass Subscription: Enjoy a year of $0 delivery fees and lower service fees on eligible orders.
  • Monthly DoorDash Credit: Receive $5 in DoorDash credits each month through Dec 31, 2024.
  • Instacart Membership: Get 1 year of complimentary Instacart+ for grocery delivery.
  • Monthly Instacart Credit: Instacart+ members earn up to $15 in statement credits each month through July 2024.
  • Luxury Hotel & Resort Collection: Receive room upgrades, daily breakfast, late checkout, and other benefits at select hotels and resorts.
  • 10x on Peloton Purchases: Earn 10x total points on Peloton equipment and accessories over $150 through March 31, 2025.
Marriott Bonvoy Brilliant

amex brilliant

  • Marriott Bonvoy Platinum Elite Status: Enjoy complimentary Platinum Elite status with the card, allowing you to earn up to 5X points on eligible hotel purchases with the 50% Bonus Points on stays benefit.
Marriot Platinum status benefits
Marriot Platinum status
  • Earned Choice Award: After spending $60,000 on eligible purchases in a calendar year, you can choose an Earned Choice Award benefit such as getting Suite Night Awards™ (five) to redeem for upgrades to select premium rooms and suites, gift Marriott Bonvoy® Silver Elite Status to a family member or friend and more.
  • $300 Dining Credit: Get up to $300 in statement credits annually ($25 per month) for eligible restaurant purchases with the Brilliant card.
  • Free Night Award: Receive one Free Night Award each year after your card renewal month, valid for a one-night stay (up to 85,000 Marriott Bonvoy points) at participating Marriott Bonvoy hotels.
  • $100 Marriott Bonvoy Property Credit: Get up to a $100 property credit for qualifying charges at The Ritz-Carlton or St. Regis hotels when booking a special rate for a minimum 2-night stay.
Redeem Marriot credit at Marriot hotel, Boston
Redeem Marriot credit at Marriot hotel, Boston
  • Fee Credit for Global Entry or TSA Precheck: Receive a statement credit every 4 years for Global Entry or every 4.5 years for TSA PreCheck application fees when paid with your card.
  • 25 Elite Night Credits: Get 25 Elite Night Credits each calendar year toward achieving higher levels of Marriott Bonvoy Elite status.
  • Priority Pass Select: Enjoy unlimited lounge visits for yourself and up to two guests at no extra charge with complimentary Priority Pass Select membership, offering access to over 1,200 airport lounges worldwide.
  • Premium Internet Access: Receive complimentary in-room premium Internet access at participating Marriott Bonvoy properties.
  • American Express Experiences: Gain exclusive access to ticket presales and Card Member-only events, including entertainment options like Broadway shows, concerts, family events, and more. Visit the American Express website for more information.
  •  

Terms apply to American Express benefits and offers.

Marriott Bonvoy Brilliant Amex Credit Card
(Photo by Africa Studio/Shutterstock)

Insurance Benefits: Comparison

Both cards offer a variety of insurance benefits for travelers- most of them are pretty similar, but the Reserve card offers more types of coverage. 

Chase Sapphire Reserve

  • Auto Rental Collision Damage Waiver: Decline rental company insurance, charge rental costs to your card, and get primary coverage up for theft and collision damage on rental cars worldwide.

  • Trip Cancellation / Interruption Insurance: Receive reimbursement up to $10,000 per person and $20,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or shortened due to covered reasons like sickness or severe weather.

  • Trip Delay Reimbursement: If your common carrier travel is delayed over 6 hours or requires an overnight stay, you're covered for unreimbursed expenses, such as meals and lodging.

  • Travel Accident Insurance: Pay for air, bus, train, or cruise transportation with your card and get accidental death or dismemberment coverage of up to $1,000,000.

  • Travel and Emergency Assistance Services: Benefit from legal and medical referrals or other emergency assistance away from home, with coverage for incurred costs (excluding goods or services obtained).

  • Lost Luggage Reimbursement: If your checked or carry-on luggage is damaged or lost by the carrier, receive coverage up to $3,000 per passenger.

  • Baggage Delay Insurance: Get reimbursed for essential purchases like toiletries and clothing if your baggage is delayed over 6 hours by a passenger carrier, up to $100 a day for 5 days.

  • Travel and Emergency Assistance Services: Offers access to legal and medical referrals and other travel emergency assistance when you encounter problems away from home.
  • Emergency Evacuation and Transportation: Provides coverage for medical services and transportation in case of an emergency evacuation during a trip far from home.
  • Roadside Assistance: Offers roadside services like towing, jumpstarts, tire changes, locksmith, or gas.
  • Emergency Medical and Dental Benefit: Provides reimbursement of up to $2,500 for medical expenses if you or an immediate family member become sick or injured while 100 miles or more from home on a trip.
  • Purchase Protection: Covers new purchases against damage or theft for 120 days.
  • Return Protection: Reimburses eligible items that the store won't accept returns for within 90 days of purchase.
  • Extended Warranty Protection: Extends the time period of U.S. manufacturer's warranties by an additional year on eligible warranties of three years or less.
Marriott Bonvoy Brilliant

amex brilliant

  • Car Rental Loss and Damage Insurance: When you reserve and pay for a rental vehicle with your Eligible Card, declining the rental counter's collision damage waiver, you can be protected against damage or theft in specific regions, subject to certain exclusions and limitations.
  • Baggage Insurance Plan: When you purchase a common carrier vehicle ticket with your Eligible Card, you can receive coverage for lost, damaged, or stolen baggage.
  • Trip Cancellation and Interruption Insurance: Buying a round-trip with your Marriott Bonvoy Brilliant American Express Card can provide assistance in the event of trip cancellation or interruption, following the specified terms and conditions.
  • Trip Delay Insurance: If your trip faces a delay of more than 6 hours due to a covered reason and you paid for the round-trip with your Eligible Card.
  • Purchase Protection: Eligible purchases made with your card can be protected for up to 90 days from the purchase date, offering coverage for theft, accidental damage, or loss.
  • Extended Warranty: When you use your Eligible Card for eligible purchases, you can receive an extra year of warranty coverage for warranties lasting 5 years or less in the United States or its territories.
  • Cell Phone Protection: This embedded benefit provides reimbursement for repair or replacement costs after cell phone damage or theft.

Terms apply to American Express benefits and offers.

Chase Sapphire Reserve: one of the best credit cards for travel insurance
Chase Sapphire Reserve: one of the best credit cards for travel insurance (Photo by photobyphotoboy/Shutterstock)

When You Might Want the Marriot Bonvoy Brilliant?

Opting for the Marriott Bonvoy Brilliant card over the Chase Sapphire Reserve can be advantageous in several situations:

  • You're Loyal to Marriott: If you are a loyal Marriott customer and prefer staying at Marriott properties, the Marriott Bonvoy Brilliant card is tailored to provide you with exclusive benefits, such as complimentary elite status, free night awards, and enhanced earning potential within the Marriott Bonvoy loyalty program.
  • Frequent Marriott Stays: If you frequently stay at Marriott hotels, the annual free night award offered by the Marriott Bonvoy Brilliant card can more than offset the card's annual fee, making it a valuable choice
  • You Want Luxury Hotel Experiences: The Marriott Bonvoy Brilliant card may be more appealing if you prefer luxurious hotel experiences, as it offers a variety of upscale perks and premium services at Marriott Bonvoy properties.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

When You Might Want the Chase Sapphire Reserve?

Choosing the Chase Sapphire Reserve over the Marriott Bonvoy Brilliant card can be a preferable option in several scenarios:

  • You Want Diverse Travel Spending: If your spending habits cover a broad spectrum of travel and dining expenses, the Chase Sapphire Reserve may be the better choice. It offers a high rewards rate in these categories and allows you to transfer points to a variety of airline and hotel partners, providing flexibility and potentially higher value.
  • You Want Versatile Travel Benefits: The Chase Sapphire Reserve includes a $300 annual travel credit that can be used for a wide range of travel-related expenses, including flights, hotels, rental cars, and more. This flexibility can make it more appealing if you have different types of travel in mind.
Chase Sapphire Reserve Airline Transfer Partners - Aer Lingus, Air Canada, British Airways, Emirates
Chase Sapphire Reserve Airline Transfer Partners - Aer Lingus, Air Canada, British Airways, Emirates (Screenshot from Chase app)
  • You Want Transferable Points: If you prefer the option to transfer your credit card points to various loyalty programs for added flexibility in your travel redemptions, the Chase Sapphire Reserve allows this.

Compare The Alternatives

If you're looking for a travel rewards credit card– there are some excellent alternatives you may want to consider:

amex platinum

chase_sapphire_preffered

Venture X Rewards

The Platinum Card® from American Express
Chase Sapphire Preferred® Card
Capital One Venture X Rewards
Annual Fee
$95
$395
Rewards
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
2X – 5X 5x total points on travel purchased through Chase Travel, 3x points on dining, online grocery purchases and select streaming services. 2x on other travel purchases. Plus, earn 1 point per dollar spent on all other purchases.
1X – 10X 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, 5 miles per dollar on flights and 2 miles per dollar on all eligible purchases
Welcome bonus
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
75,000 miles 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Foreign Transaction Fee
$0
$0
Purchase APR
21.24% – 29.24% APR Variable
21.24%–28.24% variable APR
19.99% – 29.99% (Variable)

Compare Chase Sapphire Reserve Card

When it comes to the annual fee, there is a clear winner. But is it worth the exclusive travel rewards you'll get? Here's our analysis.

Chase Sapphire Preferred vs Reserve: Which is Better?

While Chase Sapphire Reserve offers better protections and redemption options, Venture X is cheaper and offers premium travel benefits.

Chase Sapphire Reserve vs. Capital One Venture X: Comparison

If you're looking for travel rewards, there is a clear winner. But what about if you're looking for rewards on everyday spending?

American Express Gold Card vs Chase Sapphire Reserve: Which Card Is Best?

When it comes to premium travel rewards, both may be the best cards in the market. But who is the winner between the two? Here's our analysis.

American Express Platinum vs Chase Sapphire Reserve: Which Is Better?

The Chase Sapphire Reserve offers more versatile travel rewards and redemption options. But if you need airline perks, the Delta Reserve wins.

Chase Sapphire Reserve vs. Delta SkyMiles Reserve: Comparison

While both cards offer premium travel perks, the Chase Reserve is the winner as it provides better travel perks and more redemption options.

Bank of America Premium Rewards Elite vs. Chase Sapphire Reserve: Which Card Is Best?

The Chase Reserve wins on cashback rates, travel perks, and insurance. Is it worth the annual fee difference? We think it does – here's why.

Chase Sapphire Reserve vs. Delta SkyMiles Platinum: Side By Side Comparison

The Hilton Amex Aspire offers excellent value for hotel perks, while the Chase Reserve card is best for flexibility and redemption options.

Chase Sapphire Reserve vs. Hilton Amex Aspire: Side By Side Comparison

While having higher annual fee, the Chase Sapphire Reserve is a clear winner with much higher total cashback and better premium travel perks.

United Quest vs. Chase Sapphire Reserve: How They Compare?

Both Citi/AAdvantage Executive and Chase Sapphire Reserve offer great cashback value, but the latter is our winner. Here's why:

Citi/AAdvantage Executive World Elite vs. Chase Sapphire Reserve: Which Card Is Best?

The Chase Sapphire Reserve card stands out as the superior choice, delivering greater annual cashback value and luxurious travel benefits.

Chase Sapphire Reserve vs. Emirates Skywards Premium World Elite Mastercard: Which Card Is Best?

Despite being a pricier card, the Chase Sapphire Reserve is our top choice because of its generous cashback system and luxury travel perks.

U.S. Bank Altitude Reserve Visa Infinite vs. Chase Sapphire Reserve: How They Compare?

Compare Marriott Bonvoy Brilliant Card

While there is no big difference when it comes to points rewards, the Brilliant offers lounge access, credit statements, and Platinum status.

Marriott Bonvoy Brilliant vs. Boundless: How They Compare?

The Brilliant is more expensive than the Bevy card but offers more premium perks such as dining credit, lounge access, and TSA PreCheck.

Marriott Bonvoy Brilliant vs. Bevy: How They Compare?

There is no real difference in annual cashback, despite the difference in annual fees. However, the Brilliant card offers premium hotel perks.

Marriott Bonvoy Bountiful vs Brilliant: : Which Card Is Best?

While the Amex Platinum offers extensive travel perks and redemption options, the Marriott Brilliant Card has better hotel-specific perks.

Amex Platinum Card vs. Marriott Bonvoy Brilliant Card: Which Luxury Travel Card Is Best?

Surprisingly, while having a lower annual fee, the Hilton Amex Aspire's estimated cashback value is higher than the Marriot Brilliant's card.

Marriott Bonvoy Brilliant vs. Hilton Amex Aspire: : Which Luxury Hotel Card Is Best?

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Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
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The product offers that appear on this site are from companies from which this website receives compensation.

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.