Credit Cards » Compare Credit Cards » U.S. Bank Altitude Go vs. U.S. Bank Cash+ Visa Signature
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U.S. Bank Altitude Go vs. U.S. Bank Cash+ Visa Signature

While both cards offer great rewards and have no annual fee, the winner between the two depends on your goals. Here's our analysis
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: January 1, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: January 1, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Table of Content

Both of these credit cards are issued by U.S Bank, one of the largest banks in the United States today. There are many similarities between these two options, but there are some key differences that must be highlighted before choosing one over the other.

The U.S. Bank Altitude® Go Visa Signature®  and U.S. Bank Cash+™ Visa Signature® cards both offer cashback and great bonuses. There are also long periods of 0% APR, and neither charges any annual fees.

The main difference, however, is in the reward structures that are in place. That is where this review will concentrate its efforts, so you can determine which of these credit cards is the best fit for you.

General Comparison

U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank Cash+™ Visa Signature

Altitude® Go Visa Signature
Cash+™ Visa Signature
Annual Fee
$0
$0
Rewards
4x points at restaurants, take-outs & deliveries, 2x points at supermarkets, gas stations & streaming servicesm and 1 point for 1 dollar on all other purchases
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose, 2% cash back on one everyday category, like gas stations, grocery stores or restaurants, 1% cash back on all other eligible purchases
Welcome bonus
20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening
$200 rewards bonus after you apply online and spend $500 in eligible purchases within the first 90 days of account opening
0% Intro APR
12 billing cycles on purchases and balance transfers
15 billing cycles on purchases and balance transfers
Foreign Transaction Fee
$0
3%
Purchase APR
19.49% to 28.49% (Variable)
18.99% – 28.99% Variable APR
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Simulation: Which Card Gives More Rewards?

As an example, we will showcase the types of cashback rewards you can make when using each of these types of cards relating to particular sets of purchases. 

As you can see, both cards are more or less equal, while the decision should be made based on your personal preferences as well as you ability to leverage the high cash back on rotating categories.

U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank Cash+™ Visa Signature

Spend Per Category
Altitude® Go Visa Signature
Cash+™ Visa Signature
$15,000 – U.S Supermarkets
30,000 points
$300
$3,000 – Restaurants
12,000 points
$60
$6,000 – Rotating Categories
6,000 points
$300
$3,000 – Hotels
3,000 points
$30
$4,000 – Gas
8,000 points
$80
Total Points
$59,000 points
/
Estimated Annual Value
~ $885
$770

* We assume cardholders taking advantage of $6,000 our of $8,000 available with the 5% cashback .

Compare The Perks

There are a few different benefits associated with both of these credit card options. Some of these will be common to both the Altitude Go Visa Signature and Cash+ card, while others will be different.

Here is a quick look at what you can expect on both cards:

  • Zero Fraud Liability: This feature ensures that you are not responsible for any charges that you have not authorized.
  • Rewards Center Earn Mall Access – The Rewards Center Earn Mall is a one-stop online shopping experience where customers can earn rewards when they shop at over 1,000 online stores.
  • No Annual Fees – both cards don't charge an annual fee and considered among the top credit cards for good credit.

However, there are some unique benefits for each card:

U.S. Bank Altitude® Go

U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank Cash+

U.S. Bank Cash+™ Visa Signature

  • Better Introductory APR: You can enjoy 0% on purchases and balance transfers for 15 months after opening your account.
  • Flexible Rewards Redemption: You can get your cash back as a direct deposit into your US Bank savings or checking account, as a statement credit or as a rewards card. So, you can choose the method that best suits you at the time.
  • Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back.

Compare The Drawbacks

No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is the best option for you.

Here we’ll highlight some of the possible negatives of both cards:

U.S. Bank Altitude Go

U.S. Bank Altitude® Go Visa Signature® Card

While you can earn four times rewards on your dining purchases, there are no reward bonuses for entertainment spending such as movies, concerts or theme parks. Since this card is marketed as a socializing card, this is an obvious gap in the rewards structure.

Again, the card does offer four times for dining, but you only get two times rewards for grocery store purchases.

If you are a foodie, the U.S Bank Cash+ would represent a better option as you could designate restaurants as your two primary categories, choose an additional 5% category and still get 2% on your grocery shopping.

U.S. Bank Cash+

U.S. Bank Cash+™ Visa Signature

While being able to select categories does provide fantastic flexibility, it also requires maintenance. If you want to get the best from your card you’ll have to think about what categories you’ve designated each quarter.

Although this is a decent everyday card, it is not ideal for travel. Foreign transaction fees will apply and there isn’t a preferred category for travel purchases, so they will be in the base 1% category.

You can only redeem your rewards for cash if you have a U.S bank account. Otherwise, you will only have the option of statement credits or a rewards card.

You’ll only earn 5% on the first $2,000 combined across the two categories each quarter.

Compare Redemption Options

So what exactly you can do with your rewards? Here a quick summary of the redemption options available

  • U.S. Bank Altitude® Go Visa Signature® Card

The U.S Bank Altitude Go offers 4x points at restaurants, take-outs & deliveries, 2x points at supermarkets, gas stations & streaming servicesm and 1 point for 1 dollar on all other purchases .

You have several redemption options with this card. One of the most flexible is the Real Time Mobile Rewards feature that you can activate on your account. Each time you make a qualifying purchase, you’ll receive an SMS message asking if you want to redeem points for this purchase. This is a great way to shop for the best price and use your rewards.

However, you can also use the U.S Bank Travel Portal to redeem your points for air fare, hotels and car rentals. Finally, you can opt to receive a statement credit or redeem the points as a cash deposit into your U.S Bank account.

  • U.S. Bank Cash+™ Visa Signature® Card

The U.S Bank Cash+ has the flexibility to allow you to choose the categories where you’d like to earn a higher rate of cash back. You can choose two categories to earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose, 2% cash back on one everyday category, like gas stations, grocery stores or restaurants, 1% cash back on all other eligible purchases.

You can accumulate your cashback and then choose to receive it as a statement credit, rewards card or as a direct deposit into your U.S Bank savings or checking account.

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Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
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Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

How to Maximize Cards Benefits?

This card is rather straightforward, so there are not a great number of strategies to maximize your rewards. You’ll earn the highest reward rates on dining, restaurant delivery or takeout, so this needs to be your primary spending category.

However, you need to be sure to spend at least $1,000 in the first three months to ensure you qualify for the introductory bonus.

Another thing you need to do is ensure that you charge your annual streaming services to your card. You’ll not only get two points for every dollar, but you’ll also get a $15 credit

U.S. Bank Altitude® Go Visa Signature® Card

To get the most out of this card, you need to think strategically.

You can designate categories each quarter, so you need to think about where you will spend the most in the next three months. If you’re planning a large electronics purchase, make sure you activate this as one of your 5% categories.

Additionally, since utilities can be one of the 5% categories, it may be worth keeping this activated in summer and winter when heating and cooling costs will be at their highest.

U.S. Bank Cash+™ Visa Signature

Customer Reviews: Which Card Wins?

  • U.S. Bank Altitude® Go Card

Satisfied customers report that they are happy with the generous dining rewards, particularly as the higher reward category applies to takeout and delivery of food.

Negative reviews highlight some issues with the slow posting of transactions. Given that one of the perks of this card is to be able to redeem points almost instantly, any delays can cause problems.

  • U.S. Bank Cash+™ Card

Satisfied customers report happiness with the flexibility of the reward categories. Since you can choose two 5% categories, this provides superb customization potential if you’re not sure where you will spend the most in the quarter.

Negative reviews highlight some issues with not being able to get a credit limit increase. Since the initial credit limit for this card tends to be on the low side, this can cause problems for those who are trying to keep their credit utilization ratio as low as possible.

When You Might Want the Altitude® Go Card?

The U.S. Bank Altitude® Go Visa Signature® is a great option that could be good if you:

  • You enjoy dining out: This card is excellent for those who enjoy dining out as you’ll earn four points for every dollar even if you opt for delivery or takeout. Although there are other cards that offer higher dining rewards, this usually comes at a cost of substantial annual fee.
  • You don’t want lots of fees: In addition to no annual fee, there are no foreign transaction fees. So, if you make your payments on time, you are unlikely to incur any fees.
  • You want a streaming bonus: You’ll get a little cash back each year when you charge your annual streaming services to your card, which is a nice little bonus.
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amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
185,000 points 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

When You Might Want the Cash+ Visa Signature Card?

The U.S. Bank Cash+ Visa Signature Card  is a solid choice if you:

  • You want a 0% intro rate: You’ll get a 0% rate for balance transfers and purchases for 15 months after opening your account (18.99% – 28.99% Variable APR after that). Given the generous rewards offered with this card, this is hard to beat.
  • You want to tailor your rewards: This card is highly flexible as you can designate two categories for 5% cash back and one category for 2%. What’s more, you can change these categories each quarter. So, if you’re organized you can maximize your rewards to suit your immediate spending plans.
  • You want a more generous spending cap: While there is a $2,000 spending cap for the 5% cash back each quarter, this is higher than many other reward cards that typically have a $1,500 cap.

Compare The Alternatives

The Altitude Go and While both of these cards are offered by U.S Bank, there are some crucial differences between them, which will help you to determine which one best suits your needs and circumstances.

However, if you would like to explore more – there are good alternatives to consider:

Wells Fargo active cash card

chase freedom unlimited card

Bank of America® Customized Cash Rewards

Wells Fargo Active Cash℠ Card
Chase Freedom Unlimited®
Bank of America® Customized Cash Rewards credit card
Annual Fee
$0
$0
$0
Rewards
2% 2% cash rewards on purchases (unlimited)
1.5% – 5% 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1.5% cash back on all purchases
1% – 5% 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases. The 3% and 2% cash back available on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter (then 1%)
Welcome bonus
$200 $200 cash rewards bonus when you spend $500 in purchases in the first 3 months
Up to $300 additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year)- worth up to $300 cash back
$200 $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Foreign Transaction Fee
3%
3%
3%
Purchase APR
20.24% to 29.99% variable APR
20.24%–28.99% variable
18.24% – 28.24% Variable APR will apply. A 3% fee (min $0) applies to all balance transfers

Compare U.S. Bank Cash+ Visa Signature

While it has an annual fee, the new U.S. Bank Shopper Cash Rewards is our winner with higher cashback for the same spend than the Cash+ card.

U.S. Bank Shopper Cash Rewards vs. U.S. Bank Cash+ Visa Signature: How They Compare?

Compare U.S. Bank Altitude Go

The U.S. Bank Shopper Cash Rewards takes the lead as our winner. Despite being a bit more expensive, it offers significantly higher cashback.

U.S. Bank Shopper Cash Rewards vs. U.S. Bank Altitude Go: How They Compare?

While the Altitude Go is a great no-annual-fee card, the Altitude Connect is our winner with a great points rewards ratio and travel perks.

U.S. Bank Altitude Connect vs. U.S. Bank Altitude Go: How They Compare?

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amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
185,000 points 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
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Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Review Cash Back Credit Cards

Lorraine Smithills

Lorraine Smithills

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
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amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
185,000 points 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
185,000 points 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
70,000 miles 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.