Rewards Plan
Welcome Bonus
Credit Rating
0% Intro
Annual Fee
APR
- Free Checked Bags
- Priority Boarding
- High Spend For Elite Status
- Lacking Business Perks
Rewards Plan
Welcome Bonus
0% Intro
PROS
- Free Checked Bags
- Priority Boarding
CONS
- High Spend For Elite Status
- Lacking Business Perks
APR
20.99% - 29.99%
Annual Fee
$99
Balance Transfer Fee
$5 or 3%, whichever is greater
Credit Requirements
Good - Excellent
If you tend to fly JetBlue on a regular basis, the JetBlue Business Card offers a solid option for you. While it has a modest annual fee, the card has some nice perks including statement credits, bonus points, and airport benefits. Additionally, there is a generous welcome bonus and the potential to earn up to six points per dollar.
However, the reward redemptions are quite limited and the card does lack some of the business management features offered with comparable cards.
If you don’t fly JetBlue regularly, you are likely to find this card extremely limited. Since the rewards and redemptions are weighted towards JetBlue purchases, you’ll not be able to fully leverage the potential of the card, particularly since you can’t use your points for partner airlines, with the exception of Hawaiian Airlines.
So, you will need to carefully think about what you’re expecting from your co-branded card and whether you rack up sufficient flight time with JetBlue to make the most of this card.
- Free Checked Bags
- Priority Boarding
- Savings on Inflight Purchases
- Anniversary Bonus Points and Statement Credit
- No Foreign Transaction Fees
- $0 Fraud Liability Protection
- Points Back
- High Spend Needed for Elite Status
- Lacking Business Perks
- Limited Non JetBlue Bonus Rewards
- Limited Redemptions
What are card income requirements?
There are no official income requirements for the JetBlue Business Card, but you do need to have good to excellent credit. This means that while your income will be a factor, it is only one of the considerations Barclays will assess when making an approval decision.
Can I get pre-approved?
Unfortunately, Barclays does not have a pre approval option on its official website, but Barclays may occasionally send out mailers or other marketing materials offering pre approval to select customers.
Does the card provide travel insurance?
Unfortunately, the JetBlue Business Card does not provide travel insurance even if you book your fares with your card.
In this Review
Rewards Simulator: Unveiling Your Potential Benefits
Getting the rewards calculation for this card isn't easy since it depends on how you use it. Whether it's your main card or not, and if you use it for specific purchases, it affects your rewards.
But don't fret, we crunched the numbers and can give you an idea of the rewards you might earn with the JetBlue Business card. We looked at how people usually spend on things like groceries, travel, and dining, and came up with an average estimate of the total rewards you could get.
| |
|---|---|
Spend Per Category | JetBlue Business Card
|
$10,000 – U.S Supermarkets | 10,000 points |
$3,000 – Restaurants
| 6,000 points |
$5,000 – Airline | 30,000 points |
$4,000 – Hotels | 4,000 points |
$4,000 – Gas | 8,000 points |
Estimated Annual Points | 58,000 Points |
Pros and Cons
Similar to other credit cards on the market, the JetBlue Business Card has its own set of pros and cons
Pros | Cons |
|---|---|
Free Checked Bags | High Spend Needed for Elite Status |
Priority Boarding | Lacking Business Perks |
Savings on Inflight Purchases | Limited Non JetBlue Bonus Rewards |
Anniversary Bonus Points and Statement Credit | Limited Redemptions |
No Foreign Transaction Fees | |
$0 Fraud Liability Protection | |
Points Back | |
- Free Checked Bags
You and up to three travel companions on the same reservation can receive first checked bags for free on JetBlue operated flights.
- Priority Boarding
You can also enjoy Group A boarding on your JetBlue flights. This means that you’ll be invited to board after customers with disabilities, Mint and Mosaic customers and Even More Space customers.
However, you will board before courtesy boarding customers, such as customers traveling with small children and active military personnel, who also board before general boarding groups.
- Savings on Inflight Purchases
You can enjoy 50% savings on eligible purchases when you’re on your JetBlue operated flight.
- Anniversary Bonus Points and Statement Credit
Each year, after your cardholder anniversary, you’ll receive 5,000 bonus points. There is also $100 per year in statement credit that you can receive after you’ve purchased a JetBlue Vacations package costing over $100 using your JetBlue Business Card.
- No Foreign Transaction Fees
You won't be charged any fees for making purchases abroad with the JetBlue Business card.
- $0 Fraud Liability Protection
This is a fairly standard credit card benefit, but it is still nice to know that you won’t be responsible for any unauthorized or fraudulent charges to your account.
- High Spend Needed for Elite Status
Although your purchases with the JetBlue Business card can help you achieve Mosaic status. However, this does require spending of at least $50,000, which may be outside of the reach of many customers.
- Lacking Business Perks
The JetBlue Business Card does have some nice features, but it is missing some specific business related perks such as account management.
- Limited Non JetBlue Bonus Rewards
Although it is to be expected that the card would be weighted towards JetBlue, there are limited bonus rewards outside of this group.
- Limited Redemptions
You can only use your accumulated points to book JetBlue travel or flights on Hawaiian Airlines. This is rather limited compared to other airline co-branded credit cards, which typically offer other redemption methods such as gift cards.
- Points Back
When you redeem your points for travel on JetBlue operated award flights, you’ll receive 10% of your points back.
Bear in mind that your points never expire and you can redeem them for any seat at any time on JetBlue operated flights.
Is the JetBlue Business Card Right for You?
Since this is a co-branded credit card, it is best suited to business owners who regularly fly with JetBlue. Since the rewards and redemptions are heavily weighted towards JetBlue, if you fly at least a few times a year, you’ll be able to maximize the potential value of this card.
The JetBlue Business Card could also be a good option for those who want access to an enhanced airport experience. Since you’ll get free first checked bags and priority boarding when you fly JetBlue, this card could be a good option for you.
Card | Rewards | Annual Fee |
| 1x – 3x
3X points on Southwest airlines purchases, 2X points on participating Rapid Rewards® hotel and rental car partners, 2X points on rideshares, and 1X points on all other purchases | $99 |
|---|---|---|---|
| 1X – 2X
2X per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting and 1X on all other purchases | $99 | |
| Delta SkyMiles® Gold Business American Express Card
| 1x – 2x
2X on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Also, earn 1X on every eligible dollar spent on other purchases. | $99, $0 intro first year |
| CitiBusiness® / AAdvantage®
Platinum Select® World Elite Mastercard® | 1x – 2x
2X on eligible American Airlines purchases, cable and satellite providers, gas stations, select telecommunications merchants, car rentals And 1x on other purchases | $99, $0 intro first year |
JetBlue Business VS Personal Card
Barclays offers a similar card for personal customers. The JetBlue credit card offers the same savings on inflight purchases and no foreign transaction fees, but this is pretty much where the similarities end. The regular card included on our top airline cards list.
The personal card has no annual fee compared to the $99 fee with the business card. Additionally, the card has a 0% APR promotion on balance transfers made within 45 days of opening your account.
Card | Rewards | Annual Fee |
| 1X – 3X
3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
| $0 |
|---|---|---|---|
| 1X – 6X
6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases
| $99 |
However, the tiered reward structure for the personal card is less generous, only offering up to three points per dollar and the welcome bonus is far less, with a far lower spend requirement.
Additionally, the personal card does not offer the airport perks of free checked bags and priority boarding.
FAQs
How do I redeem rewards?
When you want to redeem your rewards, you will need to log into your account and you can then search for JetBlue flights, selecting “points” rather than “dollars” for your preferred flight or itinerary.
You can then continue the booking as normal, but you’ll be able to use your points rather than money. However, Barclays does offer the option to use cash and points if you don’t have enough points to pay for your trip.
When it may not be a good idea?
The JetBlue Business Card is not a good idea if you don’t regularly fly with JetBlue. Since the rewards and redemptions are weighted towards JetBlue purchases, you will need to fly at least several times per year to get the best value from the card.
If this applies to you, you would be better suited to a more general travel rewards credit card, which may offer you greater flexibility.
