Credit Cards » Credit Card Reviews » Chase Slate Edge Card: 2024 Review
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Chase Slate Edge Card: 2024 Review

The Chase Slate card has a lengthy 0% intro, suitable for persons who want to make high purchases and require enough time to repay the debt.
Author: Andrew O'Malley
Andrew O'Malley

Writer, Contributor

Experience

Andrew O’Malley has a BSc in Economics and Finance. He has worked in the finance industry as a risk analyst and is now pursuing a career in writing. In recent years, he has written for a number of leading publications. He studied Economics and Finance and has been fascinated with the financial markets since his teens.
Interest Rates Last Update: April 15, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Andrew O'Malley
Andrew O'Malley

Writer, Contributor

Experience

Andrew O’Malley has a BSc in Economics and Finance. He has worked in the finance industry as a risk analyst and is now pursuing a career in writing. In recent years, he has written for a number of leading publications. He studied Economics and Finance and has been fascinated with the financial markets since his teens.
Interest Rates Last Update: April 15, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Chase Slate Edge℠
Chase Slate Edge℠

Rewards Plan

None

Sign up Bonus

None

Our Rating

3.9
3.9/5

0% Intro

18 month on purchases and balance transfer

Annual Fee

$0

APR

16.49%-25.24% Variable
Chase Slate Edge℠
Chase Slate Edge℠

Rewards Plan

None

Sign up Bonus

None

Our Rating

3.9
3.9/5

PROS

CONS

APR

16.49%-25.24% Variable

Annual Fee

$0

0% Intro

18 month on purchases and balance transfer

Credit Requirements

Good - Excellent

The Chase Slate Edge℠ card is a decent balance transfer card for those who have average -good credit score. The main benefit is the very long 0% intro APR with no annual fee, which can be a perfect for for those who are looking to fund a big purchase, or alternatively enjoy a long period to paying off debt. The card allows an annual 2% reduction in the interest rate, incentivizing timely payments and responsible spending.

The card lacks a welcome bonus and doesn't earn rewards, making it best suited for those focused on consolidating debt rather than earning rewards on purchases. Additionally, a 3% foreign transaction fee may deter international use.

Chase Slate Edge℠ users can benefit from features such as the My Chase Plan, allowing fixed monthly payments for large purchases, potentially saving on interest costs. Automatic credit limit reviews are triggered after spending $500 in the first six months with timely payments.

While the card lacks traditional rewards, it offers travel benefits such as a secondary auto rental collision damage waiver and roadside dispatch. It also provides protections like a zero liability policy for purchases and purchase protection.

How does the My Chase Plan work?

My Chase Plan allows you to pay for purchases over time with a fixed monthly fee instead of accruing interest.

What are the advantages of the automatic credit limit review?

It helps you access higher credit limits based on your spending and payment history.

What is the variable APR after the introductory period?

The variable APR on balance transfers and purchases ranges from 16.49%-25.24% Variable after the 0% introductory period.

Table of Contents

Pros & Cons

Let’s take a closer look at the pros and cons of the Chase Slate Card – and whether or not it’s suitable for your wallet.

Pros
Cons
No Annual Fee
No Rewards & Sign Up Bonus
0% Intro APR
Foreign Transaction Fee
Interest Rate Reduction
Non-Transferable Debts
My Chase Plan
Balance Transfer Fee
Automatic Credit Limit Review
Travel Protections
Credit Building Tools

The Chase Slate Edge℠ does not charge an annual fee, making it a cost-effective option.

It offers a 0% introductory APR for 18 month on purchases and balance transfer , providing a significant window for debt management.

Cardholders can lower their interest rate by 2% annually by making timely payments and spending at least $1,000 per year.

The card features My Chase Plan, allowing users to pay for purchases over time with a fixed monthly fee, offering flexibility in managing expenses.

After spending $500 in the first six months with timely payments, an automatic credit limit review is triggered, potentially increasing your credit limit.

While not a rewards card, it offers travel benefits such as a secondary auto rental collision damage waiver and roadside dispatch.

The card provides tools for credit monitoring and an automatic credit limit review, helping users build and monitor their credit.

The Chase Slate Edge℠ doesn't offer rewards or sign up bonus for new customers. 

A 3% foreign transaction fee is applied to purchases made abroad in U.S. dollars, making it less suitable for international travelers.

While the introductory APR for balance transfers is 0%, there is a balance transfer fee of 3% or $5 (whichever is greater) on transfers made within 60 days, increasing to $5 or 5% after 60 days.

Clients aren't permitted to transfer debts from other chase accounts. This exclusion is a significant drawback of this card because if debts were transferrable, the 0% introductory rate helps stop interests from accruing on other high-rate debts.

Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

How To Apply For Chase Slate Edge℠ Card?

Visit the website at chase.com to apply.

Chase Slate Card

Fill in your personal and financial details such as name, address, social security number, date of birth, mother’s maiden name, annual income, housing details, and phone number.

Chase Slate Card

Scroll down to choose your communication delivery preference and read the e-sign disclosure agreement, pricing, and terms. Then tick the box to consent to the provisions and select ‘Submit' to proceed. 

Chase Slate Card

You have successfully completed your application and your request is now under review.

How It Compared To Other Balance Transfer Cards?

The Chase Slate Edge℠ stands out among balance transfer cards with its unique features, but its comparison with other options reveals a mix of advantages and limitations.

Alternative balance transfer cards, such as the Wells Fargo Reflect® Card and the Citi Simplicity® Card, provide longer introductory APR periods on balance transfers. If you would like to explore more options, the U.S. Bank Platinum card and the Bank Americard are also great options for 0% intro APR, but none of these cards offer any rewards.

However, some cards offer shorter 0% intro but still give you rewards and a welcome bonus. For example, the Chase Freedom Unlimited® card offers a 0% intro APR on purchases and rewards on everyday spending, providing a more comprehensive package for those seeking ongoing benefits.

The Capital One SavorOne Cash Rewards Credit Card stands out for its combination of no annual fee, no foreign transaction fees, and cash back rewards.

Compare The Alternatives

There are more Chase cards with worth mentioning as alternatives to the Chase Slate card:

chase freedom unlimited card

chase_sapphire_preffered

Chase Freedom Unlimited® Card
Chase Sapphire Preferred® Card
Chase Sapphire Reserve® Card
Annual Fee
$0
$95
$550
Rewards
1.5% – 5% 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1.5% cash back on all purchases
2X – 5X 5x total points on travel purchased through Chase Travel, 3x points on dining, online grocery purchases and select streaming services. 2x on other travel purchases. Plus, earn 1 point per dollar spent on all other purchases.
1X – 10X

5X total points on air travel and 10X total points on hotels, car rentals and dining when you purchase through Chase Ultimate Rewards®, immediately after earning your $300 annual travel credit. Also, earn 3x points on dining at restaurants and travel (after meeting the $300 travel credit), then 1x points per dollar spent on all other purchases.

Welcome bonus
$200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
Foreign Transaction Fee
3%
$0
$0
0% Intro APR
15 months on purchases and balance transfers
N/A
N/A

Review 0% Intro Balance Transfer Cards

Picture of Andrew O'Malley

Andrew O'Malley

Andrew O’Malley has a BSc in Economics and Finance. He has worked in the finance industry as a risk analyst and is now pursuing a career in writing. In recent years, he has written for a number of leading publications. He studied Economics and Finance and has been fascinated with the financial markets since his teens.
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Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.